Auto insurance provides discounts for safe drivers. While auto accidents aren’t always the fault of the driver, motorists who have a clean driving history generally enjoy lower auto insurance premiums. But how do drivers maintain a clean driving history free of tickets and accidents? The answer is easy: just follow some basic safety guidelines.
Auto Insurance: Minimum Requirements for Safety Standards
The U.S. National Highway Traffic Safety Administration (NHTSA) strictly regulates auto safety standards for new cars. Each new car must meet the minimum required safety standards mandated by the government. However, not all new cars are equally safe. While some auto manufacturers exceed the minimum federal safety standards, others are not as proactive in providing numerous additional safety measures. The rest is left up to the driver to follow general safety guidelines.